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Evaluating Your Personal Property Coverage

An important component of your home insurance, condo insurance, or renters insurance policy is your personal property coverage. However, it can be difficult to determine exactly how much coverage you might need. Fortunately, there are a few tools you can use to help you figure it out. Knowyourstuff.org will give you step by step instructions for taking stock of your belongings. To make things simple, they provide you with a list of room and item categories. You can also attach files including receipts. They even have an app for your phone to make the process even easier. The best part is that you can log in to the website and access this information anywhere, so in the event of an extreme loss, you can be sure your information is still there.

If you don’t like knowyourstuff.org, there are a few other phone apps out there. The National Association of Insurance Commissioners’ site, insureuonline.org, has an app called scr.APP.book. MyHome Lite is another free app you can use. No matter which you choose, having a comprehensive list of your belongings will make it much easier determine how much personality property coverage you need.